Social Impact Report:
Jan - Jun 2023

CLCU Social Impact Report

12th September 2023

Welcome to Croí Laighean Credit Union’s Social Impact Report for the months of January to June of 2023.


The aim of this report is to highlight the key role that Croí Laighean Credit Union plays in the community. From assisting local clubs, to affordable credit, we offer much more than you think!

A quick overview of our work from January to June of 2023:


Access to financial services

CLCU-call-centre As the banking landscape in Ireland continues to change, with the exit of Ulster Bank and KBC and the reduction of services by the pillar banks, access to financial providers and services has become more important than ever. At Croí Laighean Credit Union, we have increased our services to cater to more members and allow them to transact in the manner that suits their needs. From January to June 2023:

  • 18,046 Calls answered
  • 108,606 Website visits
  • 108,424 Counter transactions
  • 152 Hours open per week (on average)

Helping our Community

Since January, we have assisted 128 clubs, groups, schools, and organizations with contributions from our community fund, branch fund, and sponsorship fund.

We are proud of our history of empowering local people, and over the years we have funded a huge number of local clubs through these programs. To date, we have contributed over €114,709 locally.

Last year we launched our local AED Campaign with an aim to install 40-50 AED’s in our local community, and to date, we have installed 9 AED’s locally.

Since the launch, we have teamed up with Edenderry CFR, Leixlip CFR, Clane CFR, and Lock 19 CFR and to date, we have installed 9 life saving defibrillators in Leixlip (2), Clane (2), Edenderry (3), Robertstown (1), and Prosperous (1).

Funding Education

We have contributed €18,000 locally as part of our commitment to assisting local students realise their dream of going to college.

The two winners of our Pat Jones bursary were Vivienne Hevey-Rayh from Confey College, and Ryan Ellis from Oaklands College in Edenderry. Shane O’Sullivan from Clane was the recipient of €2,000 Maynooth University Bursary Fund.

  • Vivienne Hevey-Rayh from Confey College won €6,000
  • Ryan Ellis from Oaklands College won €6,000
  • 16 finalists received a €250 prize
  • Shane O’Sullivan from Maynooth University won €2,000

Access to affordable credit:

Croí Laighean Credit Union also offers loans to our members that other financial service providers would likely turn away. In many cases, the minimum value for these loans is just €2,000. This means that our members can access low-cost credit and avoid costly credit card interest rates and overdraft fees.

  • 782 loans up to €1,000 with a total value of €591,430
  • 247 loans up to €1,500 with a total value of €344,473
  • 299 loans up to €2,000 with a total value of €589,400

Lower Mortgage Rates

Rising mortgage rates have been a hot topic of discussion in 2023. In response, Croí Laighean Credit Union launched new lower fixed-term mortgage rates at the end of June. These rates start at 3.75% (3.81% APR), offering our members an affordable alternative to the banks and helping to alleviate the stress and uncertainty of rising interest rates.


Click here to download our Social Impact Report >

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