Credit Union
Green Loan

Great value loans

Interest calculated on reducing loan balance

Over €46 million

Borrowed by members last year


Loan approval rate

Simple loan process

Quick turnaround on standard loans

Credit Union Green Loan

Our Green Loan will help you make energy-saving improvements to your home at a low rate of 6% (6.17% APR).

If you’re planning on making your home more energy efficient, we’ll help you pay for your home energy upgrade with our new Credit Union Green Loan. Borrow up to €100,000 for up to ten years and avail of grants from the SEAI to help part fund your home upgrade project.

Whether you’re planning a full retrofit such as insulating your attic, the walls and changing your heating system, or wish to avail of solar electric power, we have the perfect green home improvement loan for you.

Why choose a Green Loan

  • Discounted interest rate of 6% (6.17% APR)
  • Variety of grants available
  • Borrow up to €100,000
  • Free Loan Protection Insurance (T&C apply)
  • Reduce your energy bills
  • Increase your comfort
  • Fair and transparent lending process
  • No set-up fees or hidden charges

infoApply for a loan today. Not a member? You can join & apply at the same time.

Loan calculator

Loan Type
Decrement Amount
Increment Amount
Decrement Term Increment Term
  • Weekly Total Interest
  • Fortnightly Total Interest
  • Monthly Total Interest
APR means Annual Percentage Rate. The repayment amount quoted in our Green Loan calculator above is for illustrative purposes only, and to provide you with an overview of the potential cost of borrowing. Restrictions may apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. If you are experiencing difficulty repaying your loan, or believe you may in the future, please click here.

To avail of this Credit Union green loan, the home energy upgrade work must be eligible for SEAI grants. Members must produce a valid quotation and a completed SEAI Declaration of Works.


What is a Green Loan?


A Green Loan, also known as a Green Home Improvement Loan is a loan that is for the specific purpose of funding home improvements for sustainable, environmentally friendly purposes, such as reducing CO2 emissions or reducing your overall electricity or fossil fuel usage. Green Home Improvements are not only good for the environment, but they can also help make considerable savings on your fuel and electricity bills. They also add value to your home and will make your home warmer, cosier, and healthier.

If you’re considering installing solar panels, check out our solar panel case study to see if they’re a good fit for your needs.

We also recommend checking out our home improvement tips to see how else we can help. Also, note that our home improvement loan might be better suited for your project.


Examples of Green Home Improvement projects include:

– Wall insulation, floor insulation & attic insulation

– Upgrading windows and doors

– Windows and Doors

– Installing a heat pump such as an Air to Water Unit

– Adding heating controls

– Installing Solar PV Panels that convert light into electricity

If you’re considering availing of a Green Loan, talk to us today. You can find more information on Green Home Improvements and how to reduce your energy bills by clicking here.

If you’re considering installing solar panels, check out our case study which details the savings you can make, along with some excellent advice.


Repayment Example


Green Loan @ 6%: A Credit Union Green Loan of €25,000 over 5 years would cost €483 per month at a variable rate of 6% (6.17% APR). The cost of credit is €3,999 and the total amount repayable is €28,999. Variable rates may increase which would cause the cost of credit to increase.

While every care has been taken in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Loan amounts and 99% approval rate are based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

How to apply for a Green Loan

Decide what energy upgrades best suit your home, and your budget.

Choose an SEAI registered contractor and agree scope of works.

Please include the quote and the completed SEAI Declaration of Work document(s).

Need some help or advice?

Our member services are on hand to help in any way we can. If you have questions about our Green Loan services, please contact our team today.