Business Accounts

Business Accounts

Business Accounts

Open a business account with Croí Laighean Credit Union and enjoy the benefits of credit union membership, including great business loan rates. Any business within our common bond can join, regardless of size. Our business accounts offer features tailored to various needs, including free access with no monthly maintenance fees. We also provide free coin services for local businesses, unlike some mainstream banks.

Our business accounts cater to both sole traders and large businesses, offering competitive fees, online banking, great loan rates, and a dedicated business development team. Our digital banking services, including a mobile app, ensure you can manage your account anytime, anywhere.

Business Accounts With A Community Focus

As a community-focused, not-for-profit Credit Union, we understand the positive impact local businesses have on their community. Over the past seven years, we have donated over €728,000 to local clubs, organizations, and schools. By opening a business account with us, you directly contribute to the local economy, helping us commit more funds to the community.

Click here to apply for a business account >

How to Open a Business Account

Getting Started

Fill out our simple business account form – click here to access the form.

  • Choose the main contact and list any additional representatives and signatories. Representatives don’t need to be signatories, but listed signatories must sign for account withdrawals. Also, list any beneficial owners with 25% or more of the business’s capital, profits, or voting rights.

Uploading ID and Proof of Address

Once completed, we will send a link to all listed representatives to download the ID Pal mobile app for submitting ID and documents.

  • Required ID for each representative includes photo ID (Passport/Driver’s Licence) and proof of address (Bank Statement/Utility Bill/Revenue letter dated within the past 3 months).

Signatories on the account will receive a copy of the application to digitally sign via PandaDoc. The process is straightforward.

After receiving the completed mandate/resolution, ID documents, proof of address, and specimen signatures from signatories, our business development team will contact the account representative to confirm the account is open.

Please note, at present, we do not offer business current accounts, and we cannot supply a business credit/ debit card.

Great Value Business Loans

Whether you’re looking to expand your business, purchase stock or machinery, or just need some working capital, we have a range of great-value loans with rates from 5% (5.13% APR). Our loan services are also tailored to meet the needs of small to large businesses, ensuring they get the support they need to grow.

Our business development team will always look at your loan application on an individual basis, providing a more personal service to ensure they propose the best solution to your particular business and circumstances.

Click here to get more information about our great range of business loans.

  • Business loans from 5% (5.13% APR)
  • Dedicated business development team
  • No set-up fees or hidden charges
  • Interest calculated only on the outstanding balance of the loan
  • Fair and transparent lending process