The Credit Union Current Account
Switch to Croí Laighean Credit Union’s Current Account for real choice in your day-to-day financial needs and say goodbye to excessive maintenance charges! Pay your bills, withdraw cash, or tap and go with contactless payments using our MasterCard Debit Card. Prefer digital wallets? Connect to Apple Pay, Google Pay and FitBit Pay for complete freedom.
As a member of Croí Laighean Credit Union, you’ll enjoy the benefits of a local, trustworthy credit union committed to a sensible approach to money management. With low and transparent fees, it’s everything you expect from your local credit union and more.
Our current account is available to members who are residents of the Republic of Ireland and aged 12 years or over. Parental Consent is required for Members aged under 16 years who wish to open an account – click here to apply.
How to open a current account for members:
Click here to access online banking and log into your online banking. Once in the member’s area, select the ‘Launch Now‘ button on the online banking tile.
Under your account balances, you will see a ‘New Current Account‘ button – click this. Fill out the details required and tick the declarations. Select if you wish to add a MasterCard Debit Card. Finally, submit your application and our team will set up your new current account!
Please note, under 18’s will need to provide parental consent before they can transact and students will need to provide proof of academic attendance to waive maintenance fees.
Why choose us
Low Monthly charge
At just €4, we have one of the lowest monthly charges on the market.
Mastercard® Debit Card
Our new Globally accepted Mastercard® Debit Card opens a new level of financial flexibility.
Online and Mobile Access
For a modern world that never stops, we’re always on. Access your accounts securely and free of charge.
Full Service Account
Let us manage all your standing orders and direct debits, with transparent fees at every step.
24/7 support for lost/stolen debit cards wherever you are. You can also suspend your Debit Card if you have lost the card
We offer a range of digital wallets including Apple Pay, Google Pay & Fitbit Pay
Switch your current account in 3 simple steps
You may want to switch your current account because your fees are too high, you are unhappy with the service, or you’re an Ulster Bank or KBC customer. If you decide to switch your current account, we have made it as simple as 1, 2, 3!
- If you are not a member, you will need to join us. To join, you must live, work, or study within our common bond. Once you are a member, you can then open a current account.
- Pick a date to switch your current account – try and pick a quiet period where there is the least activity on your account.
- Fill out our switching form and we’ll take care of the rest. Make sure you notify anyone who lodges money into your account that you have a new one – this includes employers, state payments, income from share dividends, etc.
Any active direct debits and standing orders will be switched to your new current account, along with your account balance.
View our switching guide >
Frequently Asked Questions
Members aged 12 years or older can open a current account. Click here to open a junior account >
At just €4 per month, we have one of the lowest monthly charges on the market. This fee includes chip & PIN transactions, contactless payments, ATM withdrawals, direct debit fees, and much more.