Social Impact Report 2023:
Jul - Dec

CLCU Social Impact Report: Jul – Dec 2023

04th March 2024

Welcome to Croí Laighean Credit Union’s Social Impact Report 2023 for July to December.


This report aims to highlight the key role that Croí Laighean Credit Union plays in the community. From assisting local clubs, to affordable credit, we offer much more than you think!

A quick overview of our work from January to June of 2023:

  • 3,708 loans issued
  • €25,226,846 borrowed
  • €55,000 contributed locally (€170,000 contributed in 2023)
  • 750 new members (1,620 in 2023)
  • 322 new current accounts (725 in 2023)
  • Over 60 people employed locally

Access to financial services

CLCU-call-centre As more banks switch to digital, we are keeping our doors open to ensure our members don’t suffer from financial exclusion. However, we also understand that some people prefer to do their banking at home. We have balanced the needs of our customers to ensure we can cater to as many people as possible, in the way they wish to engage with us. From July to December 2023:

  • 35,113 Calls answered
  • 78,707 Website visits
  • 107,481 Counter transactions
  • 152 Hours open per week (on average)

Helping our Community

Since June 2023, we are delighted to add Allenwood GFC, MU Barnhall RFC, Liffey Celtics Basketball, and Carbury GAA to our sponsorship program. These additions underlines our committment to our local clubs!

We also currently sponsor the following teams in our locality: Leixlip United, Clane GAA, Confey GAA, Leixlip GAA, Eden Tri, Donadea Running Club, Edenderry GAA, Clane United, and Rhode GAA.

Since we launched our local AED program in 2022, we have supplied 12 AEDs to our locality. We have also supplied heated outdoor cabinets, batteries, and pads for existing AEDs to make them accessible to the public.

We are currently working with CFR groups in Leixlip, Clane, Edenderry, Robertstown, Allenwood, and Prosperous. We aim to supply 40 – 50 AEDs over the next 5 years to help ensure that a life-saving AED is within reach.

Access to affordable credit:

Croí Laighean Credit Union also offers loans to our members that other financial service providers would likely turn away. In many cases, the minimum value for these loans is just €2,000. This means that our members can access low-cost credit and avoid costly credit card interest rates and overdraft fees.

  • 546 loans up to €1,000 with a total value of €319,291
  • 734 loans up to €1,500 with a total value of €880,771
  • 411 loans up to €2,000 with a total value of €804,037

Lower Mortgage Rates

Since launching our new lower mortgage rates, we have loaned over €2.1 million since July 2023 to our members to buy their homes. If you have a mortgage and wish to switch, our new rates start at just 3.75% (3.81% APR).


Click here to download our Social Impact Report >

Related articles

9 January 2024
Banking Solutions and Loans From The Credit Union
12 September 2023
CLCU Social Impact Report
15 June 2023
2023 Croí Laighean Credit Union Community Fund Recipients