Credit Union
Christmas Loan

Great value loans

Interest calculated on reducing loan balance

Over €46 million

Borrowed by members last year


Loan approval rate

Simple loan process

Quick turnaround on standard loans

Credit Union Christmas Loan

At Croí Laighean Credit Union, we have Christmas loans wrapped up. Our Christmas Loans are designed to help our Members to enjoy Christmas without undue financial stress. A Christmas loan from CLCU can be used to cover the myriad of costs associated with Christmas, from gifts to the Christmas dinner with all the trimmings.

Make your Christmas magical this year with a Christmas loan from Croí Laighean Credit Union. We also have a range of loans from our popular One 4 One loan (up to €1,000 for up to 1 year), to fixed-term loans.

The Credit Union Christmas Loan

  • No set-up fees or hidden charges
  • Affordable loans tailored to your repayment ability
  • Free loan protection insurance (T&C apply)
  • Interest calculated only on the outstanding balance of the loan
  • Fair and transparent lending process

infoApply for a loan today. Not a member? You can join & apply at the same time.

Loan calculator

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APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.


Repayment Example:

A Credit Union Christmas loan of €2,500 over 1.5 years with 18 monthly installments costs €150 per month at a variable rate of 9.99%(APR 10.46%). The total amount you pay is €2,702. The cost of credit is €202. Variable rates may increase which would cause the cost of credit to increase.

While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors, or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

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