** NOTICE **
Our Branches & Call Centre will open at 11am to facilitate staff training every Tuesday, except after bank holidays.

Croí Laighean Credit Union

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    High Loan Approval

    Great value loans

    interest calculated on reducing loan balance
    Credit Union Borrow

    Over €46 million

    borrowed by members in 2022/23
    Credit Union Loan Approval


    Loan approval rate
    CLCU Community Loan

    Hassle-free loan process

    and 24-hour turnaround on standard loans

    Your Local Credit Union Serving Offaly & Kildare

    Serving Offaly & Kildare, Croí Laighean Credit Union has a friendly approach to modern finance. We may work with figures all day, but you’ll always be more than a number. Our award winning customer service is both personal and professional because our members are at the heart of everything we do.

    As a not-for-profit Credit Union, we make it simple to borrow and to save for the future, with convenient savings, financial guidance and the best loan rates in the locality. If you're looking for a great value loan, use our handy calculator below.

    If you're not a member, don't worry! We made it simple and you can apply for a loan and join Croí Laighean Credit Union at the same time!

    Am I eligible to join Croí Laighean Credit Union

    Loan calculator
    Credit Union - Loan Calculator

    Loan Calculator

    Loan Type
    Decrement Amount
    Increment Amount
    Decrement Term Increment Term
    • Weekly Total Interest
    • Fortnightly Total Interest
    • Monthly Total Interest
    APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only, to provide you with an overview of the potential cost of borrowing. Restrictions may apply.

    Warning: If you do not meet the repayments on your loan, your loan, your account will go into arrears. This may affect your credit rating, which may limit ability to access credit in the future.

    While every care has been made in the production of this web page, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes on the site. This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing.

    Loan amounts and 99% approval rate is based on figures from 2020. Rates are correct as of 1/02/2022 and are subject to change. Croí Laighean Credit Union is regulated by the Central Bank of Ireland.

    Our Services
    Credit-union-savings Savings

    Lay a solid foundation for your future with our savings schemes:

    • Share Account
    • Family Account
    • School Savers
    • Saving Stamps
    CLCU-loans Loans

    Options to suit all needs (99% approval rate)

    • Back to school
    • Business
    • Car
    • Celebrations
    • Consolidation
    • Home improvements
    • Mortgages
    • & lots more options!
    Credit Union App Personal Account
    Personal Account

    We provide all the benefits of a regular current account, with a more personal approach.

    • Current Account & Mastercard® Debit Card
    Croi-Laighean-Insurance Insurance

    Peace of mind with Ireland’s fairest policies, covering Home, Life & Travel Insurance.

    Credit Union Foreign Exchange Foreign Exchange
    Foreign Exchange

    Skip the airport queues and tick off your travel checklist with our commission-free foreign exchange service.

    Credit Union Bill Payments Bill Payments
    Bill Payments

    Stay on top of your finances by conveniently paying your bills through us.

    Credit Union Online Services CU Online & CU Mobile App
    CU Online & CU Mobile App

    Your account at your fingertips, 24/7 

    Community Fund Community Support
    Community Support

    Every year, we give back over €50,000 to organisations and schools within our local community.

    Credit Union Members Draw Members Draw
    Members Draw

    We have €20,000 to give away every month in our famous draw — will you be one of the lucky members?

    Why Choose Us

    Why Choose Us

    We combine all the traditional friendliness of a credit union with the modern banking facilities you demand, such as instant, real-time online access to your account and our convenient mobile app which lets you manage your finances while on the move.

    When you join us, you’ll become part of a community to lean on for help. Croí Laighean Credit Union is not-for-profit so any surplus is channelled into providing members with better products and services, loan rebates, or dividends. We also help our local community flourish through sponsorship initiatives that support schools, organisations and clubs in your area.

    Over the last 7 years we have donated over €728,000 to the local community

    Croí Laighean App

    Croí Laighean Mobile App

    Get full access to your account with a few simple taps on your smartphone or tablet. It’s never been easier to manage your money on the go, 24/7. Unlock a whole new level of convenience by downloading the Croí Laighean Mobile App today.

    This facility is open to all members who have registered for online access. Register for online access here or learn how to sign up for our Mobile app here.

    All our benefits at your fingertips

    • Check your account Credit Union balances on the go
    • Pay your bills
    • Transfer funds between your own accounts
    • Transfer funds to non- Credit Union accounts
    • Secure member login — you’ll have peace of mind knowing your data is fully secure

    Terms and conditions apply.

    Croí Laighean Apple App Store
    Croí Laighean Credit Union Play Store App
    Croí Laighean Credit Union app
    Credit Union Secure Banking

    Secure member login

    you’ll have peace of mind knowing your data is fully secure


    Account balance

    Check your account balances on the go


    Transfer funds

    Transfer funds between your own accounts and to non-Credit Union accounts


    Pay bills

    Pay your bills

    Member Benefits

    Member Benefits

    We're free to join!

    Every month we give away a minimum of €20,000 to members participating in our members draw*.

    Nomination of your funds*: This facility enables you to nominate a recipient of your funds should you pass away. The nomination facility ensures that your funds are easily transferred to your loved ones in a timely manner.

    Free Loan Insurance*: Your loans are insured at no direct cost to you which means that in the event of your passing, any outstanding loan balance will be paid off to relieve any financial stress on your loved ones, during this difficult period.

    Life benefit insurance*: This is a unique additional benefit at no direct cost to you, paid to your nominated person in the event of your death.

    * Terms and conditions apply
    Last month’s figures

    €28,843,775 loaned since Jan 1st

    Our numbers for June 2024.
    Loans approved
    Loans paid out
    New members
    Our services
    From Home Improvement Loans to Car Loans to Covered Loans, we have a wide range of Credit Union loans to suit your needs and repayment ability.
    When you save with Croí Laighean Credit Union, you’re not just a customer, but a member of a Credit Union that provides security & protection for your savings.
    Current Account
    The Current Account from Croí Laighean Credit Union gives you all the benefits you expect from a current account, but with the trusted Credit Union personal touch.
    Backed by some of the leading Insurance companies in Royal London, RSA, AIG, Liberty and Mapfre. We will ensure that you get a fair quote every time.
    Member benefits
    We have a range of member benefits that you will not get from traditional banks and our customer service has awarded the best in Ireland for the past 6 years.
    Community Support
    We have donated over €600,000 to the local community over the last 6 years and as we grow, we will have more to contribute.
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